What is the maximum 2026 Child Tax Credit amount per child?

The maximum credit in 2026 is $2,200 per qualifying child under the age of 17.

Who qualifies for the 2026 Child Tax Credit?

Qualifying children must be under 17 years old on December 31, 2026, and must have valid Social Security Numbers.

What are the income limits for the 2026 Child Tax Credit?

The credit begins to phase out for single filers with income over $200,000 and married filing jointly over $400,000, with a $50 reduction per $1,000 over these limits.

Is part of the Child Tax Credit refundable?

Yes, up to $1,700 per child is refundable, depending on earned income above $2,500.

Are there state child tax credits that supplement the federal credit?

Yes, several states offer additional child tax credits. You can check the estimated state credits using our calculator.

Child Tax Credit $2200 Calculator 2026 – Estimate Your Savings

Maximize Your Savings with the 2026 Child Tax Credit $2200 Calculator

The Child Tax Credit 2026 has increased significantly. Now, you can receive up to $2,200 per qualifying child under 17. This is a helpful change for many families.Check it now using Child Tax Credit $2200 Calculator 2026.

Thanks to the One Big Beautiful Bill Act (OBBBA), the tax law now allows for greater financial relief. You can use our intuitive Child Tax Credit $2200 Calculator 2026 to estimate your benefits quickly.

Additionally, this calculator includes state child tax credits. These can add to your total credit depending on where you live.

To understand how much you can save, it is important to know some key details:

Income Phase-Out: The credit starts to decrease if your income is above $200,000 (single) or $400,000 (married filing jointly). For every $1,000 over, the credit drops by $50.
Refundable Portion: Up to $1,700 per child is refundable, based on your earned income. You must have earned at least $2,500 to qualify.
Qualifying Children: Children must be under 17 at year-end and have a valid Social Security Number (SSN).

Therefore, using this calculator helps you plan. It shows your likely credit amount, so you can prepare for tax season. Finally, understanding these rules puts you in control of your finances.

Here are some other valuable tools and guides:

Freelance Tax Calculator USA — ideal for freelancers managing quarterly taxes.
No Tax on Overtime USA — tips to optimize overtime pay and tax withholding.

For trusted details, visit the IRS Child Tax Credit page. Keep in mind, while our calculator follows IRS guidance, always consider consulting a tax professional for personalized help.

2026 Child Tax Credit Calculator ($2,200 Per Child)

Filing Status

Adjusted Gross Income (AGI) in USD

Earned Income (wages, salaries, self-employment)

Number of Qualifying Children Under 17 (Dec 31, 2026)

State Child Tax Credit (optional)

I confirm all children have valid Social Security Numbers (SSN) and that I am work-eligible with an SSN.

Disclaimer: This calculator provides estimates based on current 2026 tax laws and state credits known at the time. Consult a tax professional for specific advice.

Expand Your Tax Knowledge: Essential Reads on Family and Estate Benefits

Now that you’ve estimated your 2026 Child Tax Credit with our calculator, it is wise to learn about other relevant tax benefits. This will help you fully optimize your finances.

For instance, if you have significant assets, using our comprehensive Estate Tax Calculator can help you understand your potential estate tax liabilities. This includes the new $15 million federal exemption and state-specific nuances.

Additionally, freelancers and independent contractors face unique tax challenges. You can navigate these more easily by using our Freelance Tax Calculator USA. It aids in managing quarterly payments and maximizing deductions.

Furthermore, many people wonder how overtime pay influences their taxes. Our detailed guide on No Tax on Overtime USA explains this thoroughly. It contains tips for reducing tax withholdings and boosting your take-home pay.

Using all these tools together with the Child Tax Credit $2200 Calculator 2026 gives you the advantage of comprehensive tax planning. This helps you make informed decisions to keep more of your hard-earned income.

Of course, for tailored advice designed for your unique situation, consulting a certified tax professional is recommended.

For trustworthy information, always reference the IRS Child Tax Credit page and review the One Big Beautiful Bill Act details.

Frequently Asked Questions About the 2026 Child Tax Credit

Credit Amounts & Eligibility

What is the maximum 2026 Child Tax Credit amount per child?: Additionally, the maximum credit has increased to $2,200 per qualifying child under age 17. This enhancement supports more families than before.
Who qualifies for the 2026 Child Tax Credit?: Children must be under 17 years old at the end of the tax year. Moreover, they need valid Social Security Numbers (SSNs). Therefore, filers should ensure dependents meet these criteria.

Income Limits & Phase-Outs

How does the income phase-out affect the 2026 Child Tax Credit?: Furthermore, the credit phases out starting at $200,000 for single filers and $400,000 for married filing jointly. As a result, your credit reduces by $50 for every $1,000 over these limits. Consequently, high-income families may receive less credit.
Are there state child tax credits that add to the federal benefit?: In fact, many states offer additional child tax credits. For example, California and New York provide sizeable state-level credits. You can explore these using our state child tax credits calculator.

Refundability & Earnings

What is the refundable portion of the 2026 Child Tax Credit?: Up to $1,700 per child is refundable based on earned income. However, you must have at least $2,500 in earned income to qualify for this portion. Therefore, low earners may not benefit from it fully.
Can freelancers or self-employed workers claim this credit?: Yes, self-employed individuals qualify provided they meet the earned income and dependent requirements. Additionally, our Freelance Tax Calculator USA can help optimize your filings.

Additional Resources & Comparisons

How do the 2025 and 2026 Child Tax Credit amounts compare?: In 2025, the maximum credit was $2,000 per child. In contrast, 2026 boosts this to $2,200. Moreover, refundable limits and phase-out thresholds are substantially improved, benefiting more families.
Where can I find official, trustworthy information about this credit?: You can visit the IRS Child Tax Credit page for official details. Also, the One Big Beautiful Bill Act documentation offers legislative insight.