Free Online Budget Tracker: Daily & Monthly Expense Log
Take control of your finances instantly. Our Free Online Budget Tracker helps you log daily expenses, visualize spending habits, and stick to the 50/30/20 rule without complex spreadsheets.
Quick Start Guide
Budget Manager
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Why Use a Free Online Budget Tracker?
Financial freedom starts with awareness. Most people underestimate their spending by 20%. By using a Free Online Budget Tracker, you move from guessing to knowing. Whether you are saving for a vacation or managing debt, seeing your numbers in black and white is the first step to success.
Unlike complex banking apps that require bank logins, our tool is privacy-first. It runs entirely in your browser, making it the safest way to calculate your monthly savings rate.
The 50/30/20 Rule Made Simple
If you are new to budgeting, use the 50/30/20 rule. Divide your after-tax income into:
- 50% Needs: Rent, Groceries, Utilities.
- 30% Wants: Dining out, Entertainment, Shopping.
- 20% Savings: Emergency Fund, Investments.
Enter your income in the tool above, and check the “Insights” box to see if you are hitting that 20% savings goal.
Frequently Asked Questions
Is this budget tracker really free?
Yes. It is 100% free with no hidden costs, subscriptions, or premium tiers. You can use all features, including the Daily Log and Charts, without paying a cent.
Is my financial data secure?
Absolutely. We use Local Storage technology. This means your data is saved on your own device (phone or computer) and is never sent to our servers. We cannot see your income or expenses.
How do I reset the data for a new month?
Click the “Reset Data for This Month” button at the bottom of the tool. This will clear the current month’s entries while keeping your categories intact.
Reach Your Financial Goals Faster
Budgeting is just the start. Use our other free tools to optimize your health, travel, and business.