US Loan & Mortgage Calculators
Free us loan and mortgage calculators designed to help you estimate debt payoff timelines, interest savings, and real estate ROI. This hub page brings together our financial planning tools so you can analyze your borrowing costs with complete privacy.
Real Estate & Property Estimators
Estimate amortization schedules, commercial property returns, and the impact of making extra housing payments.
Mortgage Payoff Calc
Project interest savings from extra payments.
High ValueHELOC Calculator
Estimate payments for home equity lines.
Cap Rate Calc
Evaluate commercial real estate property ROI.
Personal Debt & Credit Payoff
Determine exactly how long it will take to become debt-free by analyzing your current interest rates and monthly payments.
Credit Card Payoff
Debt-free timeline and interest calculations.
Personal Loan Payoff
Audit the financial savings of early payoff.
Auto & Student Loan Planners
Compare refinance rates, check public service forgiveness eligibility, and estimate tax deductions on business vehicle interest.
Car Refinance Calc
Compare loans to find monthly cash flow savings.
PSLF Student Loan Tool
Track public service loan forgiveness status.
Auto Loan Deduction
Estimate business vehicle interest write-offs.
Car Tax Deduction
Calculate total sales tax and interest deductions.
Wealth & Asset Planning
Advanced estimation tools for estate planning, retirement portfolio survival, and potential legal settlements.
Estate Tax Calculator
Forensic audit of federal wealth exemptions.
Retirement Failure Calc
Stress-test your portfolio against inflation.
Injury Settlement
Estimate potential value of personal injury claims.
Free US Loan and Mortgage Calculators for Financial Planning
This page serves as a central directory for our us loan and mortgage calculators, allowing users to safely access amortization tools, payoff estimators, and asset planning resources from one location. Managing debt shouldn’t require complex spreadsheets or handing over personal banking data to third parties.
Financial Methodology & Trust
Our estimators utilize standard financial amortization formulas and reference publicly available data published by the Federal Reserve and the Consumer Financial Protection Bureau (CFPB). Specific compounding assumptions and mathematical formulas are explained within each individual tool to ensure full transparency.
How accurate are these debt payoff estimators?
Our estimators use standard financial amortization formulas to project interest savings and payoff timelines. Actual results may vary slightly based on your lender’s specific daily or monthly compounding schedule.
Is my loan and financial data stored?
No. All interest, debt, and asset calculations run entirely in your local browser. We never store, collect, or transmit your personal financial data to any server.
These tools provide estimates only and do not constitute certified financial or legal advice. Ultimate Info Guide is an independent platform and is not affiliated with the Federal Reserve, the CFPB, or any U.S. government agency. Always consult a certified financial planner (CFP) or legal professional before making significant borrowing or asset management decisions.